If you’ve been injured while in an accident at work, you might feel like you are a burden both financially and medically because you are used to working and paying bills and suddenly you cannot do that anymore. Medical bills can pile up and if you are not receiving a paycheck because you cannot work, your regular household bills will add up too. This causes undue stress and can create a very confusing time in your life. Workers’ compensation is supposed to be there to ensure that you are minimizing the disruption in your life by getting the help that you require.
If you have been injured at work you should reach out to a workers compensation lawyer, such as one available at Rispoli and Borneo PC. Workers’ compensation laws are designed to protect you as an employee when you are injured in an accident that is related to your work. Workers’ compensation helps you to receive medical treatment and wage benefits while you cannot work due to being injured and recovering.
What Is Workers’ Compensation?
Workers’ compensation is essentially a no-fault insurance program that allows employees to reap the benefits of medical benefits, temporary or total benefits, permanent partial benefits, permanent total benefits. If a worker dies at work independent of the workers can receive death benefits through workers’ compensation.
If the case is in dispute, between both the injured worker and the employer or the insurance carrier of the employer, the worker must file a claim petition or an application for an informal hearing and they can do so with the help of the workers’ comp lawyer. Disputed issues that can arise might include whether the injury or illness is considered work-related, the type of injury, and the extent of medical treatment, and the payment of temporary disability.
Under New Jersey law, for example, all employers who are not covered by federal programs must have workers’ compensation coverage or have approval for self-insurance. If you are aware of an uninsured employer, you need to send that employer’s information to the Office of Special Compensation Funds.
What to Do if You Are Injured at Work
If you are injured at work you should notify your employer as soon as you are able. You can give a document to your supervisor personnel office or anyone in authority at your place of business. This notification does not need to be in writing. However if you need medical treatment, you should let your lawyer know as soon as possible to avoid further disputes seeking medical treatment after an accident whether you are injured or not is going to be your best bet of action.
A workers’ compensation lawyer is going to be able to help you if your employer is refusing to honor workers’ compensation. A lawyer can assist you if your employer is denying or disputing your claim when you do deserve it. Do not hesitate to contact a firm that specializes in workers’ compensation claims today.